i,f!A CLUB SEEKS SPACE paired prince , whose ac Ueneatn we . L rpnte building. i:ded cor- Facilities RuDert Camera Uvities during the what space can be I . exactly 9 know, but they are aware that their present unheated quarters are unsuitable for processing films, which U one of the con- , week: has been nam- unuous projects 01 the group. bV laCK 01 UUCW""- " ""'" Huv m a facilities plans to ask the request for more space at a ,..ki -nace man is nuw ship of club president Moore Friday night. The present darkroom was built largely by members of the club, beneath the ground floor ..,jn thP crowd- at the rear of the Civic Centre . I thf building, the However, Decaute it cannot be f J I , Ik . . . , if , . ..II t.... n .1. -t. A LUAHi! lhe BOt PI nas can luaiu "UK." f. fullv nrrrfrrtfvl hit nnMlv uleable securities. These JUi loans amount to . uiijilWiJ mi for the' storlnr or processing of film. One of the problems connected with obtaining space on the ground floor of the building Is that the camera club would require exclusive use of it since they would want to install their equipment here. Exclusive space of this kind so far has been asked for by no other However, despite their diffi culties in this regard, camera en thusiasts in the club are keep ing up their hobby and according to A. Van Meer, their instructor, i some good quality work members do not heated, It is too damp and cold 'has resulted. Yteen-age $ 203,69rt,8J7.69 136,768,2 15.65 957,888,826.81 96.R66.538.42 36,807.209.71 QUICKlr" VItllE RfSOURCS: Tlie resources listed above, U of which can quickly be turned into cash, cover 78.79 of all that the Bank owes to the rublic. These "quick assets amount to $1,432,027,658.28 IP4NJ: During the year, many millions of dollars lave been lent to business and industrial enterprises for production of every kind, including housing and construction to farmers, fishermen, lumbermen and ranchen to citizens in all walks of life, and to Provincial and Municipal Governments and School Districts. These loans now amount to . UNK BUILDINGS: In hamlets, villages, towns and le cities from coast ,to coast the B of M serves its customers at more than 500 offices. The value of fie buildings owned by the Bank, together with furniture and equipment, is shown on its books at . PTHfR ASSETS: These chiefly represent liabilities of customers for commitments made by the Bank on their behalf, covering foreign and domestic trade transactions. ,. if 421,704,063.46 13,276,623.00 31,396,960.45 Total resources which the BofM has to meet mnmmi'nnMc .... I.898W0'-j' Queston of Native c i Girl's Appointment Word from Vancouver says Margaret Harris, native girl of Klspiox Reserve, was not qualified under Civil Service regul ations to be appointed a clerk In the Bablne Agency at Hazel-ton. This was the explanation given by the Indian Commission er, D. M. MacKay, in answering a delagatlon from fivfj, reserves near Hazelton as to why Marg aret Cameron was given the appointment. Miss Harris, said Mr. MacKay, did not have the two years experience. This was necessary under the Civil Ser- ! vice regulations. WHAT THE B cf M OWES TO OTHERS: DEPOSITS.' While many business firms, manufacturers, merchants, farmers and people in every type of busi- ' ness have large deposits with the B of M, the bulk of the money on deposit with the Bank is the savings of more than a million private citizens. The total of all deposits is .... s ... BANK NOTES: BofM bills in circulation, which are payable on presentation, amount to ... . OTHER LIABILITIES: Miscellaneous items, representing mainly commitments undertaken by the Bank on behalf of customers in their foreign and domestic trade transactions, ...... Modern Etiquette I By ROBERTA LEE j Q. When there is to be :a double-ring wedding ceremony, does the bridegroom buy both rings? A. No. The bride should buy the ring she gives to her husband. Q. What is the birthstone for September, and its significance? A. The sapphire, signifying wisaom. BONE AND MUSCLE 'by CSC muscles. A WROTE I--! Os r - 9rrrrjir-AY THIS BILLION "DOLLAR STORY .Everywhere in Canada in villages, towns, metro- ' poh'tan centres you can find them. They arc the people 1,500,000 strong in every walk of life who are building their futures and doing their day-today financing by saving or borrowing at the Bank of Montreal. r CN Every member of this B of M family has a "!Vl hand in building the resources of the Bank while jTV' he builds his own future. These resources, which amount to nearly two billion dollars, exist almost entirely because of the balances these people can show you in their Bof M passbooks. This money does not stand idle ... it works constantly for the building of the nation. Here is the money that makes the wheels of commerce turn . . . that helps the farmer garner his crops . . . that helps the lumberman buy equipment and pay his men. A-flv, Here are the dollars that enable the Rank r make more than 500 nersonal '"Viifi' loans every business day of the year to men and women who need money to. meet emergencies and take advantage of opportunities. mm Here is the credit that pioviues thousands of businessenterprises from the largest company to the smallest one-man show with the ready money they need to buy raw materials for manufacture, to pay wages while awaiting returns from the sale of finished goods, and to carry out plans for expansion. To citizens on salaries ... to farmers with seasonal incomes to merrhants. manufacturers and businessmen ' ; ... . in every worthwhile line ot endeavour ... to muni-ciDalities. school boards and governments ... to TOTAL OF WHAT THE BofM OWES ITS DEPOSITORS AND OT1IEKS TO PAY ALL IT OWES, THE BofM HAS TOTAL RESOURCES, AS SHOWN ON THE LEFT SIDE OF THIS STATEMENT, AMOUNTING TO . WHICH MEANS THAT THE BofM 1HS RESOURCES, OVER AND ABOVE WHAT IT OWES, AMOUNTING TO t; churches, hospitals and all types of public institutions . . . hundreds of millions of dollars are being lent by B of M managers at more than 500 branches from the Atlantic to the Pacific. These millions of transactions add up TO a billion-'dollar story that makes interesting reading not so much on account of the figures involved, but because of the human stories behind them. ...vHllk,.. . .r.vi vfttvK "z For 130 years Canadians have put their trust in the Bof M. Never in that time has the Bank failed to repay a dollar left in its nevpf hac 5t failed to ooen for , s , wii. i y-syC' business on a single banking day. --- Ml M ( a 1 - si-": i WHAT THE B of M HAS TO MEET ITS OBLIGATIONS: C4SH: The Def M lias cah in its aults and money oa dtposit with the Bank of Canada amounting to . MONff in the form of notes of, cheques on, and deposits with other banks iNVf JTMf NTS: The B of M has close to one billion dollars invested in high-grade government bonds and other public securities, which have a ready market. Listed on the Bank's books at a figure not grtMir tian tbtir mtrktt taint, they amount to . The Bof M has other bonds, debentures and (tacks, representing to some extent the extension of "edit to industrial enterprises for reconversion and for expansion of productive facilities in established fields. Valued at no more than the tnatktt price. they amount to . , fit 41.783,441,647.31 4,783,548.00 29,100,538.78 $1,817,325,734.09 1,898,405,305.19 $ 81,079,571.10 This figure of $81,079,571.10 is made up of money subscribed by the shareholders ind, to some extent, of profits which have from time to time been ploughed back into the business to broaden the Bank's services and to give added protection for the depositors. EARNINGS After paying all overhead expenses, including staff salaries, bonuses and contributions to the Pension Fund, and after making provision for contingencies, and for depreciation of Bank premises, furniture and equipment, the B of M reports earnings for the twelve months ended October 31st, 1947, of . ... . $ 9,579,285.2 Provision for Dominion Income and Excess Profits Taxes and Provincial Taxes . 4,156,000.00 Leaving Net Earnings of . , $ 3,423,283.29 This amount was distributed as follows: Dividends to Shareholders . . Balance to Profit and Loss Account I I AND HOW THEY WERE DIVIDED 3,6O0,0O0.0O 1,823,285.29 BofM EARNINGS ON THE SHAREHOLDERS' INVESTMENT On each dollar of the shareholders' money invested in tha Bank of Montreal, the Bank earned 11.81 cents in 1947. To TAXES 5.12 cents To SHAREHOLDERS . i . . 4.43 cents To SURPLUS ...lit 2.26 cents The human body contains. 203 bones held together and moved Bank or Montreal IS?' 7tUt4talU WQEKINO W.TH CANADIANS ,N EVERY WALK OF U F .1. ViAM 7 at Gvc Centre I TUESDAY Sports 'A'.M. 9:'J' Booth School Physical 'Educational Class. P.M. 1:00 Booth School Physical Education Class. 2 i30 Annunciation School Physical Educational Class. 3;30 Rup-Rec Junior Boys Class. 5:00 Juvenile Boys Basketball Fractice. :30 Basketball League Games. H:00 RuprRec Men's Gym and Apparatus Class. Special Events ff:00 Symphony Practle. 8:00 Civic Centre Executive Meeting. RE;Pf AL OF JONES ACT Territorial Atorney General of Alaska Active in Agitation JUNEAU U. J. 'Rivers, ter-ritorial AttorneyGeneral, is turging on 'the Senate 'Public (Lands committee, temporary 'repeal of certain portions of ithe 'Jones Act in order to permit the use of Canadian shipping in the intra-Alaska trade. Southeastern Ala-ska, Mr. Rivers points out, is being- deprived of (considerable (bene fits which could be derived from the Alaska tourist trade by the present inability of American 'vessels to accommodate tourist traffic in ilarge -volume. Churchill Winces At Dictatorship LONDON, IP) speaking .in i Parliament Winston Churchill, Leader of the Opposition, said: "What is aimed at today Is a single .chamber government -at the dictatorship of ministers without regard to tjje wishes of the people. We are approaching very near to dictatorship In Bri tain dictatorship without either its criminality or efficiency. As a free-born 'Englishman, what I hate most is the sense of being at anybody's mercy or in anybody's, power." Churchill is 73 and feeling the effects of a cold. 'Tj5rfnceiHupcrt:Dalip.l3cra Monday. November 24, 1947 SAVE COSTLY GARDEN TOOLS BY CHECKING 'WINTER RUST Garden tools are precious In, this inflation erl. Wise gardeners take care of those they I have, knowing that to replace j them will cost far more than j in prewar days. Since the greatest deterioration comes when tools are Idle, careful cleansing and dry stor age over winter are necessary precautions. The greatest enemy or tools is rust. This attacks the metal 'iparts during the winter when the -.tools are in storage and does kmnre :rimncrp 'than in tha cum. jmer, when they are In constant use. To check the rust, first clean all outsldcmetal parts by wash ing thoroughly. Caked mud should be softened and removed. Then dry. and cover the metal with a thin film of lubricating PTPnsp nr nit All hoar- irigs of wheel tools should be NOTICE TO VETERANS INTERESTED IN TRAINING If you are planning on taking vocational training under the Veterans Rehabilitation Act, you liould apply immediately, as the right to apply, with very few exceptions', ends December 31, 1917. Applications may he made to the nearest district of the Department of Veterans Affairs in person or ly mail, or to the Veterans' Officcr at the nearest office of the IS'ational Employment Service. Th. .icplions rfrrd to obov. r .v.N -rn.'di.chaff.d iMbtqunt to January 1. 1947, pontionort and .votorans -whoit'Onfry Into 'training 4vat -dolay.d by th. n.co.iity tor -m.dical troatmont vnd.r authority off tho Oopartmont of Vttoran. 'Affairs. Pubi'shoo i unaar fho ovihority of Tho'RigM Honourable Ian A. Woct.ni'o, Miniilor of Voforani Affoi'rt. TUT nPPADTMCMT OK VCTCPAMC Ap'cAIPC PRINCE RUPEHT DISTRICT IJOY SCOUTS' ASSOCIATION Annual Meeting THURSDAY, NOVEMBER 27 CIVIC CENTRE 7:15 TJVI. All Interested in the vrorK of the Boy Scouts in Prince Rupert are cordially Invited to attend. Space by courtesy Bob Parker Ltd. "The Home of Friendly Service" Phone 83 P.O. Box 38 'Prince Rupert, B.C. TRUCKS - CARS TO HIRE GURVICH & SON CONTRACTORS Land Clearing and Rock Work Phone 32 or Red 511 Basement Foundations Our Specialty Sixth Street 1 : . : j i f.fil III' o PpHI ft HEEP VOVK CARDDi TOOLS IM A HANDY RACK, IT 15 ECONOMY. oiled. It Is possible to obtain new handles, where the old ones have broken, and these should be set in place this fall. Spraying and dusting equip ment should be cleaned thor-ouhgly of all old spray materials. Take the nozzles of sprayers apart and clean. Oil the pumps of sprayers, and set them away without screwing down the tank caps, so that the rubber gaskets are not compressed. Dusters should be cleaned and the outside metal parts oiled, but Instead of oil, powdered graphite should be used on the inside. Make a resolution when your tools have been cleaned, to keep them clean in the future. This will prolong their lives, and make a substantial saving. A rack In which every tool has Its place will be found well BRIGGS NOW IN SEATTLE But May Return To Prince Rupert-Southeastern Alaska Sarvice Phil Briggs, who last summer Inaugurated a steamship service between Prince Rupert and Alaskan ports has moved to Seattle but he may not remain there indefinitely. Brigffe expected to tieveJlope a growing trade and shipping service in the north but business did not turn out as anticipated. After, a few months, the freighting schedule was cancelled' and the Briggs Steamship Co. ceased operating out of Juneau and Prince Rupert for the time being. Since then, the vessel he was using, the Southeastern, has been transferred to Seattle ad, throughout the winter, will be used In charter work out of the Puget 'Sound port where Mr. and Mrs. Briggs and their five children will reside until spring. It is jb2l!eved quite Possible Briggs will return north next year and resume freight sail ings. All future business, however, Briggs says, must be based on guarantees Instead of ISLAND AVIARIES In Pacific islands, birds are much more numerous than mammals. Admiration will be yours when your hair is set by our expertsj Soft, lovely curls ... to delight and flatter you. PHONE C55 Helens Beauty Salon 200 Fourth Street tm-m